Senior Lead Software Engineer - Java Architect

JOB DESCRIPTION

This is your chance to change the path of your career and guide multiple teams to success at one of the world's leading financial institutions.

As a Software Engineer III at JPMorganChase within Commercial and Investment Bank - Payments Technology , you serve as a seasoned member of an agile team to design and deliver trusted, market-leading technology products in a secure, stable, and scalable way.

You will deliver both the technical platform capabilities and the business functionality that process payments for global clients across multiple clearing systems, building high-volume, event-driven microservices and APIs where correctness, resiliency, and auditability are critical.

Job responsibilities

• Executes software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Partners with product owners, business analysts, and operations teams to translate payment business requirements such as validations, enrichment, routing, and exception handling into robust technical solutions
• Designs, develops, and maintains Java/Spring Boot microservices and RESTful APIs that process payment transactions through Kafka- and MQ-based event-driven flows
• Creates secure and high-quality production code, including stateful workflows, idempotent message processing, and resilient integrations with upstream and downstream systems
• Writes automated unit, integration, and end-to-end tests and contributes to CI/CD pipelines with static analysis and code quality gates to deliver safe, frequent releases
• Produces architecture and design artifacts for complex applications while being accountable for ensuring design constraints are met by software code development
• Supports production stability through monitoring, troubleshooting, and root-cause analysis of payment flows in containerized, Kubernetes-based environments
• Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity across complex deliverables (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards; contributes learnings and reusable patterns to improve broader team effectiveness
• Analyzes production telemetry and operational data to proactively identify hidden problems and patterns, and uses these insights to drive improvements to coding hygiene and system architecture

Required qualifications, capabilities, and skills

• Formal training or certification on software engineering concepts and 5+ years applied experience
• Hands-on practical experience delivering system design, application development, testing, and operational stability
• Hands-on programming experience with Java, Spring Boot, and microservices architecture
• Experience designing and building RESTful APIs, including API security, authentication/authorization, and API documentation
• Experience with event-driven and messaging platforms such as Kafka or IBM MQ
• Experience with relational databases (e.g., Oracle) and NoSQL data stores, including SQL and database schema change management
• Experience with automated testing (TDD, JUnit, Mockito, BDD/Cucumber) and CI/CD pipelines (e.g., Maven, Jenkins)
• Experience deploying and operating services using Docker and Kubernetes
• Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security
• Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices
• Solid understanding of agile practices, application resiliency, and security

Preferred qualifications, capabilities, and skills

• Exposure to payments or financial services technology (e.g., payment processing, clearing and settlement, fraud or sanctions screening)
• Experience with event sourcing, state machine–based workflows, or high-throughput transaction processing
• Experience with gRPC and Protobuf
• Experience with Python for automation, internal tooling, or data analysis and reporting
• Experience with observability tooling (e.g., OpenTelemetry, Grafana)
• Familiarity with modern front-end technologies (e.g., JavaScript, HTML/CSS)

Federal Deposit Insurance Act

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands.

Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.

Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company.

We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries.

The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.