Product Manager - Open Banking & APIs

Job Title: Product Manager - Open Banking & APIs

Location: Palo Alto, CA 94301

Work Arrangement: Onsite

Employment Type: Contract

Duration: 12+ Months

Domain: Financial Technology & Open Banking

Pay Rate: $54.00/hr W2 | $65.00/hr C2C

Application Deadline: October 20, 2026

SKILLS REQUIRED

Primary (Must-Have):

• Product Management | API-Driven Products in Regulated Environments
• REST/JSON APIs | OAuth 2.0 / OIDC Authentication & Authorization
• Cross-Functional Program Delivery | Third-Party & Partner Integrations
• Agile Delivery Tools | Jira | Confluence | Bitbucket

Secondary (Good to Have):

• Direct Open Banking Experience | FDX | UK Open Banking | PSD2/PSD3 | Section 1033
• Payments | Core Banking | Identity & Consent Management
• Spanish Language Proficiency (Chile market focus)

POSITION OVERVIEW

Seeking a Senior Product Manager to join our Product Development organization, reporting to the Director of Product Management. You will solve complex business challenges by owning the end-to-end delivery of open banking capabilities, bridging regulatory constraints and commercial requirements into scalable engineering solutions.

You will drive API-based data sharing, third-party connectivity, and consent frameworks across production environments.

ROLES & RESPONSIBILITIES

• Develop detailed, testable requirements, epics, user stories, acceptance criteria, API and data specifications, and error/edge-case handling.
• Partner closely with engineering throughout the full SDLC, including grooming, sprint planning, prioritization, and release readiness, using Jira, Confluence, and Bitbucket.
• Run dependency and impact assessments across internal platforms, partners, and downstream consumers, surfacing risks and sequencing trade-offs early.
• Engage design teams early to shape consent, authentication, and disclosure experiences, validating solutions against regulatory and usability constraints.
• Drive clarity in an ambiguous, multi-stakeholder environment by defining scope, documenting decisions, and keeping Legal, Compliance, Risk, Data, Operations, and partner teams aligned.

BENEFITS

• Medical | Dental | Vision | 401(k) EEOC Compliance: We are an equal opportunity employer, and all qualified applicants will receive consideration for employment.
• DISCLAIMER AI Usage Policy: Pacer Group uses AI to assist in screening applications.
• Final hiring decisions are made by human recruiters based on qualifications and experience.