Sr. Staff Accountant

Summary / Objective

Reporting to the Assistant Controller INSCO, the Sr. Accountant is a key member of LIO's finance team, responsible for core accounting processes for the insurance entities including month-end close, reconciliations, and financial reporting. This role supports insurance operations related to premium receipts, commissions disbursements, and other areas of the business.

The Sr. Accountant works with a high degree of independence, serves as a subject matter expert in their key areas, and drives process improvements and automation across the accounting function.

Essential Duties & Functions

• Prepare and record journal entries and supporting documentation for complex accounting transactions, including accruals, allocations, and adjustments.
• Own bank and general ledger account reconciliations, investigating and resolving reconciling items in a timely manner.
• Execute and take ownership of monthly, quarterly, and year-end close activities, including preparing close schedules, analyses, and variance explanations.
• Assist in the preparation of quarterly and annual GAAP and STAT financial statements and supporting schedules.
• Own the processing and recording of insurance entity-related receipts and disbursements, including premium payments, commission disbursements, and return premiums.
• Manage agency receivables and deductible recoveries, including invoicing, maintaining accurate open receivable and aging records, and driving collection of aged items.
• Prepare and support regulatory compliance and reporting, including statutory and tax filings, and lead responses to internal and external audit requests.
• Maintain and strengthen internal controls to support an environment of audit-readiness, including documenting processes and reviewing work for accuracy.
• Identify, recommend, and implement process improvement and automation opportunities across accounting systems and workflows.
• Partner with underwriting, claims, billing, and other business stakeholders to resolve accounting questions and ensure accurate financial data.
• Lead special projects and perform other duties as assigned.

LIO LIFE — What We Value

• The Customer Lens - Prioritizing our relationships, service, and needs of our customers.
• Innovative Thinking - Fostering an environment that empowers and sustains bold thinking and actions.
• Balance - Creating an inclusive, diverse, and holistic balance to meet our personal and professional needs.
• Simplicity - Striving for simplicity in our service, products, and processes.
• Accountability - Owning our results and learning from them.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Advanced knowledge of accounting principles and practices, including US GAAP.
• Ability to navigate ambiguity and show excellent analytical and problem-solving skills, with strong attention to detail and organizational ability.
• Effective communication and interpersonal skills; able to build strong partnerships with stakeholders, both internally and externally.
• Ability to work independently in a fast-paced environment, managing multiple responsibilities and competing deadlines with speed and accuracy.
• Commitment to the highest standards of quality, integrity, and confidentiality in handling financial information.
• High degree of professionalism; treats others with respect and adapts readily to change.
• Strong experience analyzing data sets and working with accounting systems.
• Ability to identify and implement improvements to existing procedures and systems, with an eye toward process automation.
• Ability to serve as a trusted resource for internal and external team members.
• Proficiency in accounting software (e.g., Workday) and advanced Excel skills.

Required Education and Experience

• Bachelor's degree in accounting or finance.
• 3–5 years of progressive accounting experience, including month-end close and account reconciliation responsibilities.

Preferred Education and Experience

• Certified Public Accountant (CPA) designation, or progress towards one, preferred.
• Insurance accounting experience and exposure to US STAT is a plus.

LIO Life — Our Benefits

LIO offers a comprehensive benefits package designed to support your health, financial security, and work-life balance. Benefits are effective on your date of hire.

• Medical, Dental, Vision, and Prescription coverage.
• Health Savings Account (HSA), Flexible Spending Account (FSA), and Dependent Care Assistance Program (DCAP).
• Employer-paid Life & AD&D, Short-Term Disability, and Long-Term Disability.
• Voluntary Life & AD&D insurance.
• 401(k) Retirement Savings plan.
• Flexible Time Off.
• Employee Assistance Program (EAP).
• Voluntary Pet Insurance.
• Career development and growth opportunities.

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment.

Position Type / Expected Hours of Work

This is a full-time position. Expected days and hours of work are Monday through Friday, 8:30 a.m. to 5:00 p.m. This position may require extended hours and occasional weekend work based on business need.

Travel

Minimal to no travel is required for this role.

EEO Statement

LIO Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, creed, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.