Subrogation /Collections Attorney

Company Overview

Ascendant is a Florida-based property and casualty insurance organization specializing in commercial insurance solutions for businesses across a diverse range of industries. Through its affiliated companies, Ascendant provides innovative insurance products and exceptional customer service to policyholders throughout Florida.

Since its inception, Ascendant has written more than $1.6 billion in premium and has established itself as one of Florida's leading commercial insurance organizations. As we continue to grow, we remain committed to fostering a collaborative, entrepreneurial environment where talented professionals can make a meaningful impact and contribute to the company's continued success.

Overview

Ascendant is seeking a motivated and results-driven Collections/Subrogation Attorney to join our legal team. This role manages a portfolio of collection, recovery, and subrogation matters, including unpaid insurance premium balances, premium audit obligations, unpaid broker commission balances, and insurance recovery opportunities.

The ideal candidate will possess strong litigation, negotiation, and problem-solving skills and thrive in a fast-paced business environment.

This position offers the opportunity to work directly with policyholders, business owners, attorneys, third parties, and internal stakeholders to maximize recoveries while ensuring compliance with applicable laws, regulations, and company standards.

The attorney will also manage and pursue collection matters arising from unpaid insurance premium audits, earned premium obligations, and subrogation recoveries. The attorney works directly with the insureds, business owners, attorneys, third parties, and internal stakeholders to maximize recoveries while maintaining compliance with applicable laws, regulations, and company standards.

This position offers an opportunity to combine legal expertise, negotiation skills, and business judgment in a dynamic insurance environment.

Key Responsibilities:

• Manage a portfolio of premium audit, collections, and subrogation recovery matters from referral through resolution.
• Analyze collection opportunities involving unpaid premium balances, broker commission balances, audit disputes, policy obligations, and recovery rights.
• Draft and review demand letters, settlement agreements, repayment agreements, releases, pleadings, and other legal correspondence.
• Develop effective recovery strategies, including negotiated resolutions, litigation, arbitration, and referral to outside counsel when appropriate.
• Conduct legal research and guide collections, insurance law, contract enforcement, and recovery rights.
• Negotiate settlements and payment arrangements with insureds, business owners, attorneys, and third parties.
• Initiate and manage collection litigation, including pleadings, motions, discovery, hearings, judgments, and post-judgment enforcement proceedings.
• Evaluate liability, damages, supporting documentation, and recovery potential for subrogation matters.
• Collaborate with Underwriting, Premium Audit, Claims, Accounting, and Operations teams to identify and pursue recovery opportunities.
• Attend hearings, mediations, depositions, and court proceedings as needed.
• Maintain accurate case files and documentation using legal case management systems.
• Prepare and present monthly reports to management regarding collections activity, recoveries, trends, and performance metrics.

Qualifications:

• Juris Doctor (J.D.) degree from an accredited law school.
• Active membership in good standing with The Florida Bar.
• One or more years of legal experience preferred.
• Experience in collections, creditors' rights, insurance law, commercial litigation, civil litigation, subrogation, contract disputes, or related practice areas.
• Strong negotiation, dispute resolution, and litigation skills.
• Experience drafting pleadings, motions, settlement agreements, and legal correspondence.
• Ability to manage a high-volume caseload while meeting deadlines.
• Excellent analytical, organizational, written, and verbal communication skills.
• Proficiency with Microsoft Office and legal case management systems.

Preferred Qualifications:

• Experience handling insurance premium collections and premium audit disputes.
• Experience with insurance subrogation recoveries.
• Familiarity with Florida insurance regulations and business litigation.
• Experience appearing in Florida state courts.
• Bilingual English/Spanish proficiency.

Why Join Ascendant?

At Ascendant, you'll have the opportunity to make a direct impact on the company's financial success while working with a collaborative and experienced team. If you enjoy combining legal strategy, negotiation, litigation, and business judgment to achieve meaningful results, we encourage you to apply.

Pay: $75,000.00 - $110,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Flexible schedule
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Work Location: Hybrid remote in Miami, FL 33134